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Notice to First National Bank of Montana Visa Customers:
Visa USA now charges an International Service Assessment of 0.8% on international transactions, regardless of a currency conversion. If there is a currency conversion, the International Service Assessment is 1% of the transaction.

 
   
 

Shareholders with questions regarding their account, dividends, stock transfer, dividend reinvestment, or change of address are welcome to contact:

Larry Thompson, Executive Vice President/CFO
211 N. Higgins, Suite 202
Missoula, MT 59802
(406) 829-2351

Investor Relations Analysts, portfolio managers, and investors seeking additional information about the corporation are welcome to contact:

Joe Kesler, President/CEO
211 N. Higgins, Suite 202
Missoula, MT 59802
(406) 829-2674