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Cash Management

 

Notice to First National Bank of Montana Visa Customers:
Visa USA now charges an International Service Assessment of 0.8% on international transactions, regardless of a currency conversion. If there is a currency conversion, the International Service Assessment is 1% of the transaction.

 
   
  Your time and money is important to you. This is why we welcome the opportunity to work with businesses in our communities to offer easy, secure and affordable cash management services that will save time, enhance cash flow and increase earnings for our valued customers. Please contact Penny Kempfert, Cash Management Officer by phone (406) 829-2663 or email pkempfert@fnbmontana.com to learn more about these and other cash management offerings.

eBusiness
Internet banking that provides you administrative security controls, the ability to monitor business transaction activity, anytime, anywhere. Features include: ACH capabilities such as internal and external transfer, direct deposit, direct payment, cash concentration, and transaction export into various accounting software.

ePay Business
Eliminate the need for checks, envelopes, and postage. Online bill pay system allows for future dated transaction, recurring payments and tracking.

Repurchase Agreement Sweeps
Earn interest while keeping cash funds liquid. Excess funds are automatically swept daily into an interest-bearing account.*

ACH Origination
Eliminate the lag time with only a one day advanced notice to send and receive preauthorized payment transaction files through eBusiness.

Additional Cash Management Services
We offer a variety of services intended to simplify financial operations which include wire transfers, employee participation programs, lines of credit, money market accounts and financial management services.


*Repurchase obligation funds are NOT FDIC insured. This obligation is not a savings account or deposit and is NOT FDIC insured by the FDIC or any other Federal agency. Repurchase obligations involve the sale and purchase of securities. Repurchase obligations are subject to investment risk, including possible loss of principle.