| |
|
| |
Whether you're
starting a one-person shop or managing
multiple locations, your banking needs are
as diverse as your business goals.
Specifically designed for today's business
owners, First National Bank of Montana's
Business Checking Accounts provide
transaction flexibility, 24-hour
accessibility, and additional banking
resources to further support management's
success.
|
| |
Business Checking
|
| |
Account Design |
Our Business Checking
account is designed for small businesses and
non-profit organizations with low account
activity. |
| |
|
|
| |
Account
Features |
› No monthly minimum
required balance
› $100 minimum opening balance
› No monthly maintenance fee
› Free Internet Banking
› Free ATM or Debit Card*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies |
| |
|
|
| |
Account
Activity |
First 1,500 items per
month, no charge. Over 1,500 items, .25 per
item. |
| |
|
|
| |
Statement
Options |
Monthly basic or image
statements only |
| |
|
|
| |
Commercial Checking
|
| |
Account Design |
Our Commercial Checking
account is designed for small businesses,
corporations, partnerships and sole
proprietorships with higher account
activity. |
| |
|
|
| |
Account
Features |
› No monthly minimum
required balance
› $100 minimum opening balance
› Free Internet Banking
› Free ATM or Debit Card*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies |
| |
|
|
| |
Monthly
Maintenance |
Monthly maintenance fee $8 |
| |
|
|
| |
Account
Activity |
First 50 checks & 50
deposited items per month, no charge
› over 50 check items, .25 per item
› over 50 deposited items, .07 per item |
| |
|
|
| |
Earnings Credit
|
Calculation is (Average
Available Balance less 10% reserve) times
(previous month's 91 day T-bill rate less
1%) |
| |
|
|
| |
Statement
Options |
Monthly basic or image
statements |
| |
|
|
| |
Business Plus Checking
|
| |
Account Design |
Our Business Plus Checking
account is designed for sole
proprietorships, non-profits, and government
units. |
| |
|
|
| |
Account
Features |
› $1,000 minimum opening
balance
› Free Internet Banking
› Free ATM or Debit Card*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies |
| |
|
|
| |
Monthly
Maintenance |
No monthly maintenance fee
with $1,000 minimum balance. A balance less
than $1,000 results in a $8 fee. |
| |
|
|
| |
Account
Activity |
First 25 checks & 25
deposited items per month, no charge
› over 25 check items, .25 per item
› over 25 deposited items, .07 per item |
| |
|
|
| |
Interest Tiers |
Interest begins to accrue
no later than the business day we receive
credit for the deposit of noncash items.
› Up to $5,000
› $5,000.01 - $10,000
› $10,000.01 and over |
| |
|
|
| |
Statement
Options |
Monthly basic or image
statements |
| |
|
|
| |
|
|
