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Checking Options
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‹ Back Home |
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Notice to First National Bank of Montana Visa Customers:
Visa USA now charges an International Service
Assessment of 0.8% on international transactions, regardless of a
currency conversion. If there is a currency conversion, the
International Service Assessment is 1% of the transaction. |
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It's not often that
you'll find the right mix of products,
services and people when seeking a financial
institution. Our Personal Checking
Accounts provide maximum flexibility,
24-hour accessibility, and additional
benefits to enhance every aspect of your
life. We invite you to spend some time
online and learn more about the wide variety
of options available to you. When you're
ready, give us a call or stop by a branch
location near you. Our
Financial Service Representatives
are ready to help you make
the most of your banking experience. |
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Personal
Checking
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Account Design |
Our Personal Checking account is designed
for individuals seeking a basic checking
account with no per check charge. |
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Account Features |
› No monthly minimum required balance
› $100 minimum opening balance
› Free first order of standard checks
› Free internet banking
› Free ATM or Visa® Debit Card*
› Coast-to-Coast Money Pass® ATM Network
› Overdraft Protection of Personal Line of
Credit*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies |
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Monthly Maintenance Fee |
None |
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Statement Options |
Monthly basic or image statements |
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Prestige Checking
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Account Design |
Our Prestige Checking account is designed
for individuals seeking to earn
interest on their checking account and
receive expanded benefits. |
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Account Features |
› No monthly minimum required balance
› Interest tiers apply
› $100 minimum opening balance
› Free unlimited standard checks
› Free internet banking
› Free ATM or Visa® Debit Card*
› Coast-to-Coast Money Pass® ATM Network
› Overdraft Protection of Personal Line of
Credit*
› 24-hour Telebanking at (888)442-4970
* standard credit approval applies |
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Monthly Maintenance Fee |
Monthly maintenance fee $6
No monthly maintenance fee for balance over
$10,000 |
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Statement Options |
Monthly basic or image statements |
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Prestige Plus Checking
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Account Design |
Our Prestige Plus Checking account is
designed for account holders 55 and older
seeking to earn interest on their checking
account and receive expanded benefits. |
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Account Features |
› No monthly minimum required balance
› Interest Tiers apply
› $100 minimum opening balance
› Free unlimited standard checks
› Free internet banking
› Free ATM or Visa® Debit Card*
› Coast-to-Coast Money Pass® ATM Network
› Overdraft Protection of Personal Line of
Credit*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies |
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Monthly Maintenance Fee |
None |
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Statement Options |
Monthly basic or image statements |
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Interest Tiers
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› Up to $5,000
› $5,000.01 - $10,000
› $10,000.01 and over |
Interest begins to accrue no later than the
business day we receive credit for the
deposit of non-cash items. If the account is
closed before interest is credited, you will
not receive the accrued interest. We may
change the interest rate(s) on the accounts
daily and we may also change the balance
levels used to determine the interest rates
daily. |
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