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Checking Options

 

Notice to First National Bank of Montana Visa Customers:
Visa USA now charges an International Service Assessment of 0.8% on international transactions, regardless of a currency conversion. If there is a currency conversion, the International Service Assessment is 1% of the transaction.

 
   
 

It's not often that you'll find the right mix of products, services and people when seeking a financial institution. Our Personal Checking Accounts provide maximum flexibility, 24-hour accessibility, and additional benefits to enhance every aspect of your life.  We invite you to spend some time online and learn more about the wide variety of options available to you. When you're ready, give us a call or stop by a branch location near you.   Our Financial Service Representatives are ready to help you make the most of your banking experience.

     
 

 Personal Checking

  Account Design Our Personal Checking account is designed for individuals seeking a basic checking account with no per check charge.
     
  Account Features › No monthly minimum required balance
› $100 minimum opening balance
› Free first order of standard checks
› Free internet banking
› Free ATM or Visa® Debit Card*
› Coast-to-Coast Money Pass® ATM Network
› Overdraft Protection of Personal Line of Credit*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies
     
  Monthly Maintenance Fee None
     
  Statement Options Monthly basic or image statements
   
 

 Prestige Checking

  Account Design Our Prestige Checking account is designed for individuals seeking to earn interest on their checking account and receive expanded benefits.
     
  Account Features › No monthly minimum required balance
› Interest tiers apply
› $100 minimum opening balance
› Free unlimited standard checks
› Free internet banking
› Free ATM or Visa® Debit Card*
› Coast-to-Coast Money Pass® ATM Network
› Overdraft Protection of Personal Line of Credit*
› 24-hour Telebanking at (888)442-4970
* standard credit approval applies
     
  Monthly Maintenance Fee Monthly maintenance fee $6
No monthly maintenance fee for balance over $10,000
     
  Statement Options Monthly basic or image statements
   
 

 Prestige Plus Checking

  Account Design Our Prestige Plus Checking account is designed for account holders 55 and older seeking to earn interest on their checking account and receive expanded benefits.
     
  Account Features › No monthly minimum required balance
› Interest Tiers apply
› $100 minimum opening balance
› Free unlimited standard checks
› Free internet banking
› Free ATM or Visa® Debit Card*
› Coast-to-Coast Money Pass® ATM Network
› Overdraft Protection of Personal Line of Credit*
› 24-hour Telebanking at (888)442-4970
*standard credit approval applies
     
  Monthly Maintenance Fee None
     
  Statement Options Monthly basic or image statements
   
 

 Interest Tiers

  › Up to $5,000
› $5,000.01 - $10,000
› $10,000.01 and over
Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items. If the account is closed before interest is credited, you will not receive the accrued interest. We may change the interest rate(s) on the accounts daily and we may also change the balance levels used to determine the interest rates daily.